Your Money. Connected.
One checkout, many accounts. You just pay, Zivora thinks.
Get Early Access

Your Money. Connected.
One checkout, many accounts. You just pay, Zivora thinks.
Get Early Access

Your Money. Connected.
One checkout, many accounts. You just pay, Zivora thinks.
Get Early Access

Tired of juggling multiple accounts and last-minute transfers?
Zivora auto-splits payments across all your South African bank accounts in real time.
Turn fragmented funds into one spendable balance, so you always pay with confidence.
Tired of juggling multiple accounts and last-minute transfers?
Zivora auto-splits payments across all your South African bank accounts in real time.
Turn fragmented funds into one spendable balance, so you always pay with confidence.
Tired of juggling multiple accounts and last-minute transfers?
Zivora auto-splits payments across all your South African bank accounts in real time.
Turn fragmented funds into one spendable balance, so you always pay with confidence.

Connect accounts.
All your bank accounts in one secure place — instantly.

Set rules.
Tell Zivora once how to split and manage — it remembers.

Pay anywhere.
Zivora auto-allocates in real time — you just pay.

Connect accounts.
All your bank accounts in one secure place — instantly.

Set rules.
Tell Zivora once how to split and manage — it remembers.

Pay anywhere.
Zivora auto-allocates in real time — you just pay.

Connect accounts.
All your bank accounts in one secure place — instantly.

Set rules.
Tell Zivora once how to split and manage — it remembers.

Pay anywhere.
Zivora auto-allocates in real time — you just pay.

Smart payments.
Zivora auto-splits across accounts — no more failed payments or last-minute manual transfers.

Real-time balances.
See your true spendable balance across all accounts — always up to date.

Smart payments.
Zivora auto-splits across accounts — no more failed payments or last-minute manual transfers.

Real-time balances.
See your true spendable balance across all accounts — always up to date.

Smart payments.
Zivora auto-splits across accounts — no more failed payments or last-minute manual transfers.

Real-time balances.
See your true spendable balance across all accounts — always up to date.
Our Mission
Most South Africans juggle multiple bank accounts and still can’t pay seamlessly at checkout.
Zivora auto-splits payments across accounts in real time.
You just pay — Zivora thinks.
Our Mission
Most South Africans juggle multiple bank accounts and still can’t pay seamlessly at checkout.
Zivora auto-splits payments across accounts in real time.
You just pay — Zivora thinks.
Our Mission
Most South Africans juggle multiple bank accounts and still can’t pay seamlessly at checkout.
Zivora auto-splits payments across accounts in real time.
You just pay — Zivora thinks.
Join the Zivora Waitlist
Be among the first to experience real-time, auto-split payments across all your bank accounts.
Get Early Access
Join the Zivora Waitlist
Be among the first to experience real-time, auto-split payments across all your bank accounts.
Get Early Access
Join the Zivora Waitlist
Be among the first to experience real-time, auto-split payments across all your bank accounts.
Get Early Access
© 2025 Zivora (Pty) Ltd. All rights reserved.
© 2025 Zivora (Pty) Ltd. All rights reserved.
© 2025 Zivora (Pty) Ltd. All rights reserved.
